News

New loan demonstrates the robust Fitzrovia Finance lending approach

Posted October 15, 2019

Fitzrovia Finance, the property backed lending experts are delighted to announce a major new loan on their platform. This substantial loan – the loan’s initial value is just over £1.6m – demonstrates many of the characteristics Fitzrovia Finance is looking for in its loans offered to investors: the borrower is an experienced developer who has offered up additional security on a loan with a development LTGDV ratio below 60%.

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Research reveals real estate professionals expect banks to become less willing to lend to property developers

Posted October 1, 2019

New research* that we commissioned reveals that 37% of real estate professionals believe property developers will find it harder to secure funding from banks over the next two years , compared to just 27% who think it will become easier. This helps explain why 60% believe property investment …

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Real Estate Professionals Have Positive Outlook on The Secured Property Debt Market

Posted September 15, 2019

Some 63% of real estate professionals believe the secured property debt market is currently attractive for investors.* Research that we recently commissioned reveals that nearly half (48%) say this is due to opportunities arising from the impact on increased regulation on mainstream lenders …

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Buy-to-let landlords are considering alternative investment options

Posted September 1, 2019

New research* that we commissioned has revealed that 54% of buy-to-let landlords say they have been affected by recent tougher tax treatments and tighter bank lending criteria, with many selling and reducing their property holdings. One in five of those interviewed said they have reduced the …

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More Than 3 Million People With Savings and Investments are Considering Using Online Property Investment Platforms for the First Time

Posted August 15, 2019

New research* commissioned by secured property lender Fitzrovia Finance reveals that over 3.4 Million** people with savings and/or investments are considering using online property investment platforms for the first time but have yet to find one they like and trust.

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Why Invest in Residential Property?

Posted July 31, 2019

We’ve highlighted the property market, the investment opportunities and how property-backed lending may be the way forward to reach the residential investment market.

Investors are known to categorise investment opportunities into what are called asset classes, with equities and bonds probably topping most lists. However, the asset classes available to investors are more varied than this simple binary distinction. There are also those that are called real assets i.e. tangible assets, which can vary from gold and other commodities, through to property. 

Many investment experts call these “alternative” asset classes but, property in particular – both commercial and residential – is closer to being a more conventional asset class as are equities or bonds for many private investors.

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The risks involved when investing through property investment platforms can be confusing

Posted June 30, 2019

We commissioned new research which has revealed a lack of understanding of some of the fundamental risks involved through investing through property investment platforms.

We feel that the industry must strive to ensure that each opportunity promoted to private investors is clearly explained, the risks are transparent and the returns appropriate. This will help ensure that investors have the necessary information they need before deciding to invest.

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An Investor's Guide to Loan Security

Posted June 3, 2019

The point of lending is to not end up in control of a distressed loan. Any loan that ‘performs’ is one where the principal, interest, and fees are paid in full by the borrower. Due to Fitzrovia Finance’s experience, strong track record and parent company involvement, our Investors can trust our internal processes and ‘7 Step Risk Control process’ to mitigate defaults and enable a robust and reliable return.

Sometimes investments don’t go as planned, and in extreme circumstances, Fitzrovia has the ability to take possession of the borrower’s property. At this point, it’s crucially important to understand a loan’s security and why you, as an investor, will benefit from this ‘collateral’.

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Private Investors can now access our online property investment platform

Posted May 9, 2019

We are pleased  to announce that our doors are now open to private investors!

Having launched to institutional investors in 2017, we are excited to now enable private investors to also earn attractive returns from our secured property lending scheme. From an investment of £1,000, private investors can benefit from attractive returns of up to 5.5% per annum, derived from investing in carefully-selected property companies, secured on quality properties with first charge security and in excess of 150% asset cover.  This means every £100 loan, for example, is secured against £150 of bricks and mortar assets.


 

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